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Auto Loans
Rates as low as
4.74
% APR*
Our vehicle loans keep you moving
With a low rate, you have a lot more money available for your next road trip, or your daily commute.
AUTO LOAN RATE DISCOUNT: For 5 days only recieve 0.25% off1 your qualified auto loan rate. Hurry! This offer ends on Tuesday, 1/21/2025.
You're in the driver's seat
Rates as low as 4.74% APR*
Choose terms up to 84 months
Same rate and term for new and used
No payments for 90 days†
Exclusive Car Sale Events throughout the year
Affordable vehicle protection plans
LIMITED TIME: Finance an electric or hybrid vehicle before 6/30/25 and you can get an additional 0.50%2 discount off your rate.
*APR = Annual Percentage Rate. 1. Discount effective 1/17/2025 through 1/21/2025. Rates, terms, and special offers subject to change. Rate discount good for a new purchase only. Refinancing an existing Monterra Credit Union auto loan or a loan from another lender does not qualify for the rate discount. Discount can be combined with other offers. Max loan discount(s) cannot exceed 0.75% or exceed the floor rate of 4.74%APR. 2.The 0.50% rate discount for the financing of an electric or hybrid vehicle is available on terms 37 months or more and is valid through June 30, 2025.†No payment for 90 days offer applicable for new or used auto loans funded, for well-qualified buyers. Interest will accrue during deferment period from the loan origination date. The 90 day deferral is not eligible for cash out refinances. Conditions and restrictions may apply. All rates and terms subject to change.