Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
With a low rate, you have a lot more money available for your next road trip, or your daily commute.
Rates as low as 4.99% APR*
Choose terms up to 84 months
Same rate and term for new and used
No payments for 90 days†
LIMITED TIME: Activate your preapproval and finance an electric or hybrid vehicle before 3/31/24 and you can get an additional 0.50%** discount off your rate.
Monterra Credit Union is here to help you buy your next car with a loan you can afford. Feel confident buying the car, truck, SUV, or van that you want with a payment that is right for you. Whether shopping at our upcoming Car Sale Event, utlizing our free Personal Auto Shopper, buying from a dealer or through a private party, we want you to feel you're in the driver's seat of your car buying experience. With flexible terms up to 84 months, and loan options such as no payment for 90 days, you can get the vehicle that works within your budget. And, we're here to help you refinance your current vehicle loan from another lender or from dealer financing.