Mobile Deposits

Mobile Banking makes check deposits easier

Skip the trip to the branch. Use your phone to quickly deposit checks into your account from anywhere. 

Tap, snap, done

Deposit checks anytime using your phone's camera

Save a trip to the credit union or ATM 

Enjoy the convenience and get some time back in your day 

Easy-to-use steps for Mobile Deposit

  1. Endorse the check and write underneath your endorsement "For Mobile Deposit Only."
  2. Log in to the Monterra Mobile App.
  3. Navigate to "Deposit Check" widget on the bottom navigation.
  4. Enter the amount of the check.
  5. Select the account you want to deposit into and enter the amount.
  6. Take pictures of the front and back using your mobile device camera.
  7. Tap Continue.
  8. Verify the information and approve the deposit.
  9. Write the date of your mobile deposit on the front of the check and keep a copy of the check for at least 90 days for your records.


Want the higher rates of a money market account with the flexibility of a checking account?
Start with this value-loaded account.

Digital Savings Account

Introducing an account that can be managed from your phone, tablet or laptop, wherever you go. Go digital for maximum savings.