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Get More from Your Monterra Credit Card
Get More from Your Monterra CU Visa®
Your Monterra CU Visa® credit card is powerful, and it can do even more for you. Whether you want extra spending power or upgraded benefits, we make it simple to get what you need.
Increase Your Credit Limit or Upgrade Your Card
Increase your credit line to manage large purchases and recurring expenses with ease
Peace of mind with extra cushion for emergencies
Better credit health by lowering your credit utilization ratio
Enhanced card features and benefits
Redeem points for cash back, merchandise and travel deals
Upgrade your card and start earning 1 Monterra Rewards point for every $1 spent
How to Request a Credit Line Increase
You can submit your request online in just a few minutes:
- Complete your application.
- Provide your Social Security Number (or Tax ID) and income information.
- Submit your request and we’ll review it.
Upgrade Your Card
Upgrading your Monterra CU Visa® can unlock:
- Enhanced rewards so you earn more on every purchase
- Better rates and fewer fees to help you save money
- Card features that fit your lifestyle
How to Upgrade Your Card
Submit your application to request an upgrade.
Need help deciding which card is right for you? Explore All Cards.
Have Questions?
Our team is here to help. Call (650) 363-1725 (Option 2) or visit any branch to talk with a member service representative.
Open a new Premium Checking and earn $150 cash bonus3
Earn 50 times above the national average1 with our Premium Checking plus a $1503 cash bonus when you open a new Premium Checking Account.