Home Loans Center
The perfect home loan for life's important moments
Whether you're a first-time buyer or longtime homeowner, we'll pair you with the mortgage you need.
Purchase Loans
Choose from mortgages with fixed and adjustable rates and explore all of our loan options.
Mortgage Refinance
When looking to lower rate or pull cash out, go for a refinance with Monterra Credit Union so you can put your money to different uses.
Accessory Dwelling Unit (ADU) Loan
It's the ideal option when adding a guest house or any type of living quarters to your single-family home.
Home Loan Payment Help
If you're struggling to pay your home loan, we're here to assist.
Home Equity Loans and Lines of Credit
Tap into your home's equity to take on your dream projects, debt consolidation, vacations, college expenses and more.
Home Loan Experts
Our experienced local team will help you find the right home loan and guide you through the process.
Fraud Alert
Fraud comes in many forms—from phone calls to emails to texts. If you receive an unsolicited communication claiming to be from Monterra Credit Union, DO NOT provide codes or personal information. Read More.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential