Home Loans Center

The perfect home loan for life's important moments

Whether you're a first-time buyer or longtime homeowner, we'll pair you with the mortgage you need.

Purchase Loans

Choose from mortgages with fixed and adjustable rates and explore all of our loan options. 

Mortgage Refinance

When looking to lower rate or pull cash out, go for a refinance with Monterra Credit Union so you can put your money to different uses.

Accessory Dwelling Unit (ADU) Loan

It's the ideal option when adding a guest house or any type of living quarters to your single-family home. 

Home Loan Payment Help

If you're struggling to pay your home loan, we're here to assist. 

Home Equity Loans and Lines of Credit

Tap into your home's equity to take on your dream projects, debt consolidation, vacations, college expenses and more. 

Home Loan Experts

Our experienced local team will help you find the right home loan and guide you through the process. 

Want the higher rates of a money market account with the flexibility of a checking account?
Start with this value-loaded account.