Personal Loans

The right personal loan is ready for you

We help you get the funds you need, affordably. 

Reliable loans from Monterra Credit Union

Competitive, budget-friendly rates

Financing to help you address expenses and projects

A hassle-free, stress-free experience

Personal Loans

Your big plans require the right financing solution. A Monterra Personal Loan can help you consolidate your debt, take on a project or pay an unexpected expense. 

  • Borrow up to $35,000
  • Enjoy a fixed rate to budget with certainty 

Special Offer: Take 1% off your approved personal loan rate.

Now’s the time to combine high-rate credit card balances and other debt into one simple monthly payment. When you apply for a loan to consolidate debt, now through March 31, 2025, you’ll get 1% off your qualified personal loan rate.

  • Rates as low as 8.99%APR*
  • Loan amounts up to $25,000
  • Terms up to 60 months 
*APR = Annual Percentage Rate. Special discount rate of 1% off is valid on a personal loan used for debt consolidation and is valid 1/2/2025 – 3/31/2025. Rates and terms subject to change. Maximum loan amount and term are dependent upon FICO score and other qualifications. Conditions and restriction apply.