Student Loans

Higher education at a lower rate

When you need help financing your college education, turn to Monterra Credit Union for affordable options. 

Opt for our tuition loan

Borrow between $500 and $25,000

Rates as low as 6.99% APR*

Terms up to five years

Pay for college coursework, online classes/certificate programs, job training, books and materials

Focus on your studies, we'll help with the financing

When you've exhausted your federal aid and scholarship options, Monterra Credit Union offers private student loans that can help you achieve your academic goals. These loans cover costs whether you're attending a university in California or anywhere else, you're enrolled in a global online program or you're engaged in job training for a professional certification. 

*APR=Annual Percentage Rate. Rate of 6.99% applies to terms up to 60 months. All loans are subject to credit, income verification and debt qualification. Rates and terms subject to change at any time. Total aggregate unsecured debt with the credit union may not exceed $25,000. Loan will be disbursed to Pay Direct OR to reimburse borrower for paid tuition if paid by borrower within the last 60 days. Member must provide documentation showing cost of courses, registration fees, books, proof of payment (if for reimbursement). Other restrictions may apply. Monterra Credit Union is an Equal Opportunity Lender.