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Accessory Dwelling Unit (ADU) Loan
Enhance your property with an ADU Loan
We can provide the financing you need through this customized loan.
Start your project with Monterra
Interest-only loan, advanced monthly
Maximum term of 12 months
Used for ADU-eligible, permitted, existing owner-occupied single-family homes
Specialized financing at a competitive rate
When you're ready to add a guest house or any type of living quarters to your single-family home, the ADU Loan from Monterra Credit Union is your answer.
Before you get started, we encourage you to visit Hello Housing.
If your plans and project manager are already set and you just need financing, contact us to start your application schedule a consultation.
Renovations must comply with all applicable state and local laws and regulations, including zoning regulations. All permits and approvals must be obtained. All mortgage loans through Monterra Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply.
Monterra Credit Union NMLS #416747.
Monterra Credit Union NMLS #416747.