Commercial Auto Loans

Your specialized business requires financing to match

When you run the type of company that calls for specific types of vehicles, work with a lender who understands what you need to help you get funds in place. 

Loans to keep your company moving

No fees or prepayment penalties

Finance up to 80% on new vehicles, up to 75% on used vehicles

Get a CARFAX Vehicle History Report™ so you can buy with confidence

Rely on us for financing all types of commercial, heavy duty and special-use trucks and vans, plus semi-tractor trailers, grain trailers and other hauling equipment important to your business.

What you’ll need for your application 

  • Completed and signed business loan application
  • Purchase invoice/buyers order that includes year, make, model, mileage, VIN and sales price (internet print-offs not accepted)
  • Certificate of Insurance: Monterra Credit Union listed as Loss Payee
  • Personal guarantee
  • Personal credit check
  • Mileage statement (for refinancing)
  • Payoff statement (for refinancing)

Ready to grow your business faster?
Build a secure financial foundation with an interest-earning savings account.

Basic Business Checking Account

Seeking a business checking account? Receive everything you need to manage your commercial funds.