Contact Us

Call (650) 363-1725 or (888) 363-1725

Monday - Friday: 8am-6pm and
Saturday: 9am-3pm

Our Call-24 automated telephone banking is also available at (844) 518-0515.

Log in to online or mobile banking and use the Message Center widget. We’ll reply within 1-2 business days. 

For general inquiries or product related questions you can chat or text us during normal business hours. For account or transaction related inquiries, please send us a secure email by logging into online or mobile banking or call us at (650) 363-1725.

• Chat: To chat with us, click on the chat icon located at the bottom right corner. 
• Text: To text us, send a text to the Monterra Credit Union Short Code: 94701. This short code belongs to Monterra Credit Union,  please save this as a contact for future reference. IMPORTANT: Monterra will NEVER text, call or email you and ask for account, PIN, debit or credit card numbers. Learn more about our Text Alert Programs.

Chat and Text services are available Monday - Friday: 9am-5pm and Saturday: 10am-2pm.

Schedule a time to discuss all your financial needs at one of our locations. 

If you have questions on a new loan or a loan in process contact our Real Estate Team at 650-363-1799 ext 3 or [email protected].

If you have questions about auto loans, credit cards and personal loans, call (650) 363-1725 Option 2. 

Contact our Commercial Loan Officer to get started with your business lending needs.

• Email: [email protected]
• Phone: (650) 363-1725
• Make an Appointment

To report a lost or stolen Debit Card or Credit Card: 
(888) 363-1725 (within the U.S.)
(650) 363-1725 (outside the U.S.)

Debit Card Activation: (833) 333-0421
Credit Card Activation: (866)238-5318

If you're traveling internationally, you'll always have access to your cash through a Plus/Visa ATM or Pulse ATM. Just look for these logos. Please note, surcharges and exchange rates may apply.

Send loan payments and correspondence to:

Monterra Credit Union
P.O. Box 910
Redwood City, CA 94064-0910

You can also make loan payments through online and mobile banking.