Business Online Banking

To register, please visit a branch. Only a controlling Member Representative (responsible Officer who designates a Member Representative, Beneficial Owner, or any Authorized Signer) can register for Business Online Banking, utilizing the business member information, such as member number, business EIN/TIN, email, and zip code. The controlling Member Representatitive can create the Business Online Banking profile which allows access for Sub-Users (other member representatives, bookkeepers, CPAs, etc) within the Business Administration module.

Monterra Credit Union's Business Online Banking platform includes features for managing additional users, known as Sub-Users who are authorized to access your online banking and accounts. Examples of a Sub-User include a bookkeeper, CPA or office manager. The creation of a Sub-User is completed through the Business Administration module. Sub-User are administered and authorized by the Business Online Banking administrator, or controlling Member Representative user. Monterra Credit Union is not able to assist a Sub-User  with account-related tasks or account maintenance.

Note:  Granting Sub-User access is part of a premium service that requires a review of your online banking profile prior to granting access to Sub-Users. Please visit a branch to learn more.

Move money between your Monterra Credit Union account(s) and account(s) you own at another financial institution.

• Connect to more than 15,000 financial institutions
• Make secure ACH transfers between accounts you own at other financial institution
• Add an external account to pay certain Monterra Credit Union loans
• Initiate or schedule one-time or recurring transfers

With Business ACH, you can process electronic payments via ACH (Automatic Clearing House). Electronically pay and collect funds from your customers and vendors by directly crediting/debiting their accounts. 

Note: Business ACH is part of a premium service that requires an application and review of your accounts. Please visit the Business ACH page to learn more and to start the application process.

Bill Pay makes it easy to pay all your bills in one convenient place, without having to login to multiple websites to make payments. 

• Manage and pay your expenses quickly
• Pay any business within the U.S. 
• Set up one-time or recurring payments
• Review outgoing and pending payments, plus payment history
• Receive your bill electronically from many merchants

Use your mobile phone to deposit checks into your account with our Mobile Banking App.

Get free, secure and convenient access to your electronic statements. No need to wait for a paper statement to arrive in the mail and less clutter to store!

• Available for any Monterra Credit Union business account or loan
• eStatements arrive faster than traditional statement through the mail
• Enhanced protection against identity theft and lost statements
• Access current and previous statements 24/7
• Access 3 years' worth of archived eStatements

We offer a variety of Cash Management solutions to help your business succeed including Business ACH, which allows you to electronically pay and collect funds from your customers and vendors. 

We have partnered with The City POS to provide you with an all-in-one payment processing system and business management solution tailored to meet your needs. Accept credit, debit or gift card payments! Get started by completing an online referral form. 

Monterra Credit Union has partnered with Paychex to offer complete payroll services. Business members will have access to world class payroll and hands on support. Learn more and get a free custom quote!

If you're a Quicken or QuickenBooks user, we provide the Web Connect method for using this program to manage your Monterra Credit Union account information. 

• Use Quicken^® tools to analyze your Monterra Credit Union business account(s)
• Get a better understanding of your finances
• Prepare your taxes more efficiently

Learn more about using Quicken^® tools to manage your Monterra Credit Union account(s).