Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
At Monterra Credit Union, we provide customized mortgages with competitive rates and local service.
Get Started with our comprehensive guide to finding, buying and financing a home
Choose fixed or adjustable rates
Various terms are available to fit your finances
Opt for low down payment options
Borrow up to $3.5 million
Budget with certainty knowing your principal and interest payments won't change over the home loan's term. Our lowest down payment is 3% on conforming loan amounts up to $766,550 and as low as 5% up to $1.5 million.
Here are your options:
|Conforming (up to $766,550)
|High-balance ($766,551 - $1,149,825)
|Jumbo ($1,149,826 - $3,500,000)
ARMs typically offer lower interest rates and lower monthly payments for the initial period, either 5, 7 or 10 years.
Afford a broader range of homes with jumbo loans up to $3.5 million.
Here are your down payment options:
Get rolling toward a better deal with low-rate vehicle loans that keep you moving.