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Digital Savings
The modern-day way to save
Manage this account from your phone, tablet or laptop, wherever you go, and earn a fantastic rate.
Go digital for maximum savings
Rates as high as 4.00% APY* on the first $5,000
No minimum balance needed to get started
Earn the most on the first $5,000
Use as overdraft protection for your Monterra checking account (transaction limits may apply)
Earn dividends at one of our highest rates
Maximize your returns on a balance up to $5,000 so you can reach your savings goals faster. Start with any amount of money you wish and then track your progress using online and mobile banking. You'll always have access to funds when needed, too.
| Average Daily Balance | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| $0.01 - $4,999.99 | 3.928% | 4.00% |
| $5,000.00 - $9,999.99 | 2.960% | 3.00% |
| $10,000.00 - $19,999.99 | 1.490% | 1.50% |
| $20,000.00 and above | 0.499% | 0.50% |
The Impact of Saving
Enter your deposit amount to see how much your savings can earn each year.
| Deposit Distribution | APY |
|---|
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