Digital Savings

The modern-day way to save

Manage this account from your phone, tablet or laptop, wherever you go, and earn a fantastic rate. 

Go digital for maximum savings

Rates as high as 4.00% APY* on the first $5,000

No minimum balance needed to get started

Earn the most on the first $5,000

Use as overdraft protection for your Monterra checking account (transaction limits may apply)

Earn dividends at one of our highest rates

Maximize your returns on a balance up to $5,000 so you can reach your savings goals faster. Start with any amount of money you wish and then track your progress using online and mobile banking. You'll always have access to funds when needed, too. 

Average Daily Balance Dividend Rate Annual Percentage Yield (APY)
$0.01 - $4,999.993.928%4.00%
$5,000.00 - $9,999.992.960%3.00%
$10,000.00 - $19,999.991.490%1.50%
$20,000.00 and above0.499%0.50%
*Deposit rates and annual percentage yields (APY) are effective 08/25/2023 unless otherwise noted and subject to change at any time. Unless otherwise noted, dividend-bearing accounts have variable rates subject to change at any time after the account is opened.
Current rates are available through the Rates Page . The Digital Savings Account is limited to one account per membership and requires eStatements as the statement delivery option choice upon account opening. Offer is subject to change without notice. Conditions and restrictions apply.

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