Compare Business Checking | CA Accounts

A checking account that checks your boxes

You'll find an account that fits the needs and size of your business.

Nonprofit Business Checking

Tap into useful tools in this free account that supports your nonprofit or charitable organization.

Learn More about Nonprofit Business Checking

Basic Business Checking

It's the perfect checking account for a growing business.

Learn More about Basic Business Checking

Premier Business Checking

Choose this account for your established business, with a low minimum opening balance and a low monthly service fee.

Learn More about Premier Business Checking

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Christian De Guzman
Business Banking Officer
650-363-1725
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Nonprofit Business Checking Learn More	Basic Business Checking Learn More	Premier Business Checking Learn More
Overview
With no minimum balance required and no monthly service fee, this account is perfect for nonprofit entities.	This is the perfect checking account for a growing business with a low minimum opening balance and a monthly service fee of just $7.50 per month. If an average daily share balance of $1,000 or more, or combined business share balances are $5,000 or more this monthly fee is waived.	Designed for established businesses with a low minimum opening balance and a monthly service fee of just $25.00 per month. If an average daily share balance of $5,000 or more, or combined business share balances are $10,000 or more this monthly fee is waived.
Monthly Service Fee
Free	$7.50 per month. Free when average daily share balance is $1,000 or more, or combined business share balances are $5,000 or more.	$25 per month. Free when average daily share balance is $5,000 or more, or combined business share balances are $10,000 or more.
Minimum Opening Deposit
$100	$100	$100
Deposits
Free	Up to 20 free items (in-branch), over 20 - $1 per items	Up to 25 free items (in-branch), over 25 - $1 per items
Deposited Items
Free	Deposit up to 75 items free, over 75 - $0.15 per items	Deposit up to 150 items free, over 150 - $0.15 per items
ATM Access
Free at all Monterra ATMs and over 30,000 network ATMs nationwide	Free at all Monterra ATMs and over 30,000 network ATMs nationwide	Free at all Monterra ATMs and over 30,000 network ATMs nationwide
Visa Debit Card
Free Visa Debit Card and accepted at over 23 million locations worldwide	Free Visa Debit Card and accepted at over 23 million locations worldwide	Free Visa Debit Card and accepted at over 23 million locations worldwide
Mobile Wallets
Register your Monterra card to your preferred device – we offer Apple Pay¹, Google Pay² and Samsung Pay³.	Register your Monterra card to your preferred device – we offer Apple Pay¹, Google Pay² and Samsung Pay³.	Register your Monterra card to your preferred device – we offer Apple Pay¹, Google Pay² and Samsung Pay³.
Online Banking and Bill Pay
Free and simple to use to check balances, transfer money, pay bills, and more	Free and simple to use to check balances, transfer money, pay bills, and more	Free and simple to use to check balances, transfer money, pay bills, and more
Mobile Banking with Mobile Deposit
Free and convenient for banking on the go – you can even deposit a check	Free and convenient for banking on the go – you can even deposit a check	Free and convenient for banking on the go – you can even deposit a check
Merchant Services
Get best-in-class payment processing solutions with our partnership at The City POS	Get best-in-class payment processing solutions with our partnership at The City POS	Get best-in-class payment processing solutions with our partnership at The City POS
Payroll Services
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex	Take the hassle of out payroll with a complete payroll processing solution offered through Paychex	Take the hassle of out payroll with a complete payroll processing solution offered through Paychex
Account Alerts
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications	Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications	Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications
Overdraft Protection
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay	Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay	Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Nonprofit Business Checking Learn More
Overview
With no minimum balance required and no monthly service fee, this account is perfect for nonprofit entities.
Monthly Service Fee
Free
Minimum Opening Deposit
$100
Deposits
Free
Deposited Items
Free
ATM Access
Free at all Monterra ATMs and over 30,000 network ATMs nationwide
Visa Debit Card
Free Visa Debit Card and accepted at over 23 million locations worldwide
Mobile Wallets
Register your Monterra card to your preferred device – we offer Apple Pay¹, Google Pay² and Samsung Pay³.
Online Banking and Bill Pay
Free and simple to use to check balances, transfer money, pay bills, and more
Mobile Banking with Mobile Deposit
Free and convenient for banking on the go – you can even deposit a check
Merchant Services
Get best-in-class payment processing solutions with our partnership at The City POS
Payroll Services
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex
Account Alerts
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications
Overdraft Protection
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Basic Business Checking Learn More
Overview
This is the perfect checking account for a growing business with a low minimum opening balance and a monthly service fee of just $7.50 per month. If an average daily share balance of $1,000 or more, or combined business share balances are $5,000 or more this monthly fee is waived.
Monthly Service Fee
$7.50 per month. Free when average daily share balance is $1,000 or more, or combined business share balances are $5,000 or more.
Minimum Opening Deposit
$100
Deposits
Up to 20 free items (in-branch), over 20 - $1 per items
Deposited Items
Deposit up to 75 items free, over 75 - $0.15 per items
ATM Access
Free at all Monterra ATMs and over 30,000 network ATMs nationwide
Visa Debit Card
Free Visa Debit Card and accepted at over 23 million locations worldwide
Mobile Wallets
Register your Monterra card to your preferred device – we offer Apple Pay¹, Google Pay² and Samsung Pay³.
Online Banking and Bill Pay
Free and simple to use to check balances, transfer money, pay bills, and more
Mobile Banking with Mobile Deposit
Free and convenient for banking on the go – you can even deposit a check
Merchant Services
Get best-in-class payment processing solutions with our partnership at The City POS
Payroll Services
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex
Account Alerts
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications
Overdraft Protection
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Premier Business Checking Learn More
Overview
Designed for established businesses with a low minimum opening balance and a monthly service fee of just $25.00 per month. If an average daily share balance of $5,000 or more, or combined business share balances are $10,000 or more this monthly fee is waived.
Monthly Service Fee
$25 per month. Free when average daily share balance is $5,000 or more, or combined business share balances are $10,000 or more.
Minimum Opening Deposit
$100
Deposits
Up to 25 free items (in-branch), over 25 - $1 per items
Deposited Items
Deposit up to 150 items free, over 150 - $0.15 per items
ATM Access
Free at all Monterra ATMs and over 30,000 network ATMs nationwide
Visa Debit Card
Free Visa Debit Card and accepted at over 23 million locations worldwide
Mobile Wallets
Register your Monterra card to your preferred device – we offer Apple Pay¹, Google Pay² and Samsung Pay³.
Online Banking and Bill Pay
Free and simple to use to check balances, transfer money, pay bills, and more
Mobile Banking with Mobile Deposit
Free and convenient for banking on the go – you can even deposit a check
Merchant Services
Get best-in-class payment processing solutions with our partnership at The City POS
Payroll Services
Take the hassle of out payroll with a complete payroll processing solution offered through Paychex
Account Alerts
Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications
Overdraft Protection
Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Business Visa® Debit Card Business Account Fee Schedule

1. You can use Apple Pay® on eligible iPhones®, iPads®, Apple Watches®, and Macs® (with Safari browser) using the latest operating systems. For a current list of compatible devices and requirements, visit www.apple.com/apple-pay. Apple, the Apple logo, iPhone, iPad, Apple Pay, and Apple Watch are trademarks of Apple Inc.

2. Google and Google Pay are trademarks of Google Inc. Android™ is a registered trademark of Google, Inc.

3. Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit www.samsung.com/us/samsung-pay. Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

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