Compare Business Checking Accounts

A checking account that checks your boxes

You'll find an account that fits the needs and size of your business.

Basic Business Checking

It's the perfect checking account for a growing business. 

Business Checking

Choose this account for your established business, with a low minimum opening balance.

Nonprofit Business Checking

Tap into useful tools in this free account that supports your nonprofit or charitable organization. 

Business Checking
Basic Business Checking
Nonprofit Business Checking
Overview

Designed for established businesses with a low minimum opening balance and a monthly service fee of just $15.00 per month. If an average daily balance of $4,000 or more is maintained this monthly fee is waived.

The perfect checking account for a growing business and short-term accounts such as class reunions, with a low minimum opening balance and a monthly service fee of just $7.50

With no minimum balance required and no fees, this account is perfect for nonprofit entities.

Monthly Service Fee
$15 per month, monthly fee waived if an average daily balance of $4,000 is maintained. $7.50 Free
Minimum Opening Deposit
$100 $100 $100
Deposits

 Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit

 Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit

 Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit

Deposited Items

Deposit up to 150 checks free, over 150 - $0.15 per check deposited

Deposit up to 150 checks free, over 150 - $0.15 per check deposited

Deposit up to 150 checks free, over 150 - $0.15 per check deposited

ATM Access

Free at all Monterra ATMs and over 30,000 network ATMs nationwide

Free at all Monterra ATMs and over 30,000 network ATMs nationwide

Free at all Monterra ATMs and over 30,000 network ATMs nationwide

Visa Debit Card

Free Visa Debit Card and accepted at over 23 million locations worldwide

Free Visa Debit Card and accepted at over 23 million locations worldwide

Free Visa Debit Card and accepted at over 23 million locations worldwide

Mobile Wallets

Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3.

Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3.

Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3.

Online Banking and Bill Pay

 Free and simple to use to check balances, transfer money, pay bills, and more

Free and simple to use to check balances, transfer money, pay bills, and more

Free and simple to use to check balances, transfer money, pay bills, and more

Mobile Banking with Mobile Deposit

Free and convenient for banking on the go – you can even deposit a check 

Free and convenient for banking on the go – you can even deposit a check 

Free and convenient for banking on the go – you can even deposit a check 

Merchant Services

Get best-in-class payment processing solutions with our partnership at The City POS

Get best-in-class payment processing solutions with our partnership at The City POS

Get best-in-class payment processing solutions with our partnership at The City POS

Payroll Services

Take the hassle of out payroll with a complete payroll processing solution offered through Paychex

Take the hassle of out payroll with a complete payroll processing solution offered through Paychex

Take the hassle of out payroll with a complete payroll processing solution offered through Paychex

Account Alerts

Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications

Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications

Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications

Overdraft Protection

Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Business Checking
Overview

Designed for established businesses with a low minimum opening balance and a monthly service fee of just $15.00 per month. If an average daily balance of $4,000 or more is maintained this monthly fee is waived.

Monthly Service Fee
$15 per month, monthly fee waived if an average daily balance of $4,000 is maintained.
Minimum Opening Deposit
$100
Deposits

 Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit

Deposited Items

Deposit up to 150 checks free, over 150 - $0.15 per check deposited

ATM Access

Free at all Monterra ATMs and over 30,000 network ATMs nationwide

Visa Debit Card

Free Visa Debit Card and accepted at over 23 million locations worldwide

Mobile Wallets

Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3.

Online Banking and Bill Pay

 Free and simple to use to check balances, transfer money, pay bills, and more

Mobile Banking with Mobile Deposit

Free and convenient for banking on the go – you can even deposit a check 

Merchant Services

Get best-in-class payment processing solutions with our partnership at The City POS

Payroll Services

Take the hassle of out payroll with a complete payroll processing solution offered through Paychex

Account Alerts

Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications

Overdraft Protection

Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Basic Business Checking
Overview

The perfect checking account for a growing business and short-term accounts such as class reunions, with a low minimum opening balance and a monthly service fee of just $7.50

Monthly Service Fee
$7.50
Minimum Opening Deposit
$100
Deposits

 Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit

Deposited Items

Deposit up to 150 checks free, over 150 - $0.15 per check deposited

ATM Access

Free at all Monterra ATMs and over 30,000 network ATMs nationwide

Visa Debit Card

Free Visa Debit Card and accepted at over 23 million locations worldwide

Mobile Wallets

Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3.

Online Banking and Bill Pay

Free and simple to use to check balances, transfer money, pay bills, and more

Mobile Banking with Mobile Deposit

Free and convenient for banking on the go – you can even deposit a check 

Merchant Services

Get best-in-class payment processing solutions with our partnership at The City POS

Payroll Services

Take the hassle of out payroll with a complete payroll processing solution offered through Paychex

Account Alerts

Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications

Overdraft Protection

Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

Nonprofit Business Checking
Overview

With no minimum balance required and no fees, this account is perfect for nonprofit entities.

Monthly Service Fee
Free
Minimum Opening Deposit
$100
Deposits

 Up to 25 free deposits (branch or ATM), over 25 - $1 per deposit

Deposited Items

Deposit up to 150 checks free, over 150 - $0.15 per check deposited

ATM Access

Free at all Monterra ATMs and over 30,000 network ATMs nationwide

Visa Debit Card

Free Visa Debit Card and accepted at over 23 million locations worldwide

Mobile Wallets

Register your Monterra card to your preferred device – we offer Apple Pay1, Google Pay2 and Samsung Pay3.

Online Banking and Bill Pay

Free and simple to use to check balances, transfer money, pay bills, and more

Mobile Banking with Mobile Deposit

Free and convenient for banking on the go – you can even deposit a check 

Merchant Services

Get best-in-class payment processing solutions with our partnership at The City POS

Payroll Services

Take the hassle of out payroll with a complete payroll processing solution offered through Paychex

Account Alerts

Free and easy to set up; stay aware of account and card activity to avoid fraud with Alerts and Notifications

Overdraft Protection

Free when you set up overdraft protection from your Monterra Savings Account; paid options available with a Monterra Credit Card and Monterra Courtesy Pay

1. You can use Apple Pay® on eligible iPhones®, iPads®, Apple Watches®, and Macs® (with Safari browser) using the latest operating systems. For a current list of compatible devices and requirements, visit www.apple.com/apple-pay. Apple, the Apple logo, iPhone, iPad, Apple Pay, and Apple Watch are trademarks of Apple Inc.

2. Google and Google Pay are trademarks of Google Inc. Android™ is a registered trademark of Google, Inc.

3. Samsung Pay is compatible with select carriers and Samsung devices. For more information, visit www.samsung.com/us/samsung-pay. Samsung, Samsung Pay, Samsung Galaxy, Samsung Note (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd.