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Visa® Signature
Our rewards card turns credit into incredible
Rewards points accumulate quickly when you use the Visa® Signature Credit Card for everyday purchases.
Explore the possibilities
Earn two Monterra Rewards points for every $1 spent on gas and travel purchases and one point for every $1 spent on everything else
Redeem points for cash back, merchandise and travel deals
No annual or foreign transaction fees
Variable rates from 15.99% - 17.99%APR*
Tap-to-pay
Use as overdraft protection for your Monterra checking account
Credit limits from $5,000 up to $35,000
A truly rewarding experience, without all the fees
And there's even more to love about our Visa® Signature Credit Card:
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Earn an extra 10,000 Monterra Rewards points when you make $5,000 in purchases within the first 90 days**
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Access exclusive Visa® Signature specials on travel, shopping and entertainment:
Shipt
Get grocieries, household items, and more, delivered in as soon as 1 hour. Enroll your card and enjoy 3 months of free membership, then 9 months of 50% off, with free delivery of $35+.
Sofar
Enjoy live music events and venue and access to presale tickets to Sofar shows. Each Sofar show features three diverse acts, with no headliner.
Universal Designations & Experiences:
Gain access to discounted tickets, savings on selected merchandise, and complimentary appetizer at Universal Studios Hollywood and Universal Orlando Resort.
Visa Signature Luxury Hotel Collection
Take advantage of premium offers and discounts with special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Visa Signature Rental Car Privileges
Book your next road trip with your Signature card and receive up to 25% off base rates on qualifying rentals from Avis and Budget.
Sonoma County Vintners
Enjoy year-round benefits at more than 50 premier Visa Signature wineries with benefits that may include savings on wine and reserve tastings or special wine and food pairings
Troon Golf
Save up to 10% on golf fees, merchandise, and lessons at over 150 golf courses across the United States and world
Visa Signature Conceirge
Receive complimentary, personal assistance service on all types of travel, dining, and entertainment requests
Additional Protection
Roadside Dispatch®— A 24/7 on-demand referral dispatch network that offers roadside assistance, towing, or locksmith service at any time you require assistance. Learn More
Travel and Emergency Assistance Services — Aids in obtaining medical, legal, and other necessary support in the event of any mishaps during your travels. Learn More
Trip Delay Reimbursement — Provides reimbursement of up to $300 for justifiable expenses acrued from a trip delay exceeding 12 hours. Learn More
Lost Luggage Reimbursement — up to $3,000 for checked/carry-on luggage for lost/stolen luggage. Learn More
Travel Accident Insurance — Offers a maximum coverage of $1 milion for accidental death and dismemberment. Learn More
Auto Rental Collision Damage Waiver— Coverage is provided for damage resulting from collision or theft on rental cars. Learn More
NortonLifeLock — Offers ID Navigator Powered by NortonLifeLock to help protect against identity theft.
Learn More
Dovly — Offers a platform to help users fix, manage, and maintain their credit online for free with their card.
Learn More
Extended Warranty Protection —Offers an extension of up to one year on eligible repair warranties. Learn More
**Introductory offer of 10,000 Monterra Rewards points when making $5,000 in purchases within the first 90 days is available only on a new Visa® Signature Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory Monterra Rewards point offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. FICO as well as membership eligibility requirements apply.
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