Premium Checking

The account that pays you

Your money makes money at a premium rate in this value-loaded account that rewards your everyday activities. 

Earning more just got easier

Earn 3.50% APY* on any balance

No monthly fee

Manage your account through online banking and mobile banking

Debit card compatible with Apple Pay™, Samsung Pay™ and Google Pay™

Overdraft Protection and Courtesy Pay included

Access to 30,000+ surcharge-free ATMs nationwide

Set up account alerts to stay informed and fraud-free

Your money works harder, without any fees

Save more money by earning monthly dividends on your everyday checking account balance.

It's easy to benefit from our interest rate by doing things you already do: 

  • Make 10 or more Visa® Debit Card purchases each month
  • Make one or more direct deposit, ACH or payroll deposits each month – any amount
  • Select eStatements instead of mailed statements


And all it takes is $20 to open your account!

*APY = Annual Percentage Yield as of 10/02/23; subject to change. 3.50%APY paid if three monthly (statement cycle) requirements are met, as follows: (1) 10 or more debit card purchases or debit card payments are posted (ACH/bill pay payments and ATM transactions are not counted toward the monthly requirement), (2) one direct deposit, payroll deposit, or external ACH transfer is received, (3) eStatements are selected. All requirements must be applied to the Premium Checking account. If the monthly (statement cycle) requirements are not met in their entirety, the APY paid will be 0% for that statement cycle. Limit one (1) Premium Checking account per membership.

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