Premium Checking

The account that pays you

Your money makes money at a premium rate in this value-loaded account that rewards your everyday activities. 

Earn a $1503 cash bonus when you open a new Premium Checking account by December 31, 2024.

Earning more just got easier

Earn 3.50% APY*2 on any balance

No monthly maintenance fee

Manage your account through online banking and mobile banking

Debit card compatible with Apple Pay™, Samsung Pay™ and Google Pay™

Overdraft Protection and Courtesy Pay included

Access to 30,000+ surcharge-free ATMs nationwide

Set up account alerts to stay informed and fraud-free

Enroll in direct deposit and receive your payroll deposit one day sooner with Fast ACH4

You work hard and so should your money

Save more by earning a monthly dividend on your everyday checking account balance. Just complete the following three (3) simple requirements to earn interest each month. And, all it takes is $20 to get started with opening your account.

Get Paid One Day Sooner!

What a difference a day makes. When you set up a payroll or direct deposit into your new account, you’ll not only meet one (1) of the three (3) requirements to earn 3.50%APY2 on your Premium Checking, your hard-earned paycheck arrives a day earlier into your account with Fast ACH4.

¹ National average rate via FDIC.gov as of 05/20/2024, based on the $2,500 product tier, calculated on a simple average of Annual Percentage Yield (APY) paid by all insured depository institutions and branches for which data are available. The rates of credit unions are not included in the calculation.
² APY = Annual Percentage Yield. Rate effective as of 12/13/24. APY paid on daily balances if monthly requirements are met: 10 or more debit card purchases, one (1) direct deposit or ACH deposit each month and selecting to receive eStatements monthly. If requirements are not met the APY will be 0%. Offer and rates subject to change. Conditions and restrictions apply.
³ Requirements to receive $150 cash bonus: Open a new Premium Checking account (no other account types are eligible) by 12/31/2024. Starting the full calendar month immediately following the month after account opening, 10 or more debit card purchases using the debit card(s) associated with the new Premium Checking account, minimum of one direct deposit, and eStatements must be selected. In the case of a joint account, purchases and payments from multiple debit cards will be added together. Credit Union employees, officials, and their family members are not eligible. Offer may change or be discontinued at any time without prior notice. Limit one bonus eligible checking account per individual membership. Cash bonus for the month will be paid to the open, eligible membership account within 31 days after the qualification period ends. The account must have a positive balance at the time of payout to receive the bonus. The bonus is classified as interest paid to the account where the bonus is credited. Any applicable taxes associated with the bonus are the responsibility of the account holder. To the extent required by law, the Credit Union will report the total value of this bonus to the IRS on Form 1099-INT for the tax year in which the bonus was paid. 
4Certain direct deposit types and/or payroll deposit(s) may not qualify to have funds available one day sooner. Qualifying factors are dependent upon your employer, payroll service, and deposit or ACH type. Conditions and restrictions apply.

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