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Visa® Platinum Rewards
Purchases pay off with this rewards card
Apply for the Visa® Platinum Rewards Credit Card to get a low rate and rewards on everyday purchases, big and small.
Limited Time: Consolidate debt and transfer your high-rate credit card balances to a Monterra Credit Union Platinum Rewards or Platinum credit card by October 31, 2024. Receive 0%APR* for 12 months for all balance transfer with $0 balance transfer fee.
Elevate your spending
Redeem points for cash back, merchandise and travel deals
Earn 1 Monterra Rewards point for every $1 spent toward every purchase
Introductory APR as low as 2.99% APR* for the first 12 months on purchases
No annual fee
Variable rates from 14.49% APR* to 18.00% APR*
Credit limits from $500 up to $25,000
Tap-to-pay
Use as overdraft protection for your Monterra checking account
Get more from your Monterra Credit Union credit card
Our Visa® Platinum Rewards Credit Card lets you save money with a special 12-month introductory interest rate while you gather rewards points for every purchase.
And the benefits keep coming:
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Earn an extra 10,000 Monterra Rewards points when you make $1,500 in purchases within first 90 days**
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Access exclusive Visa® specials on travel, shopping and entertainment:
Shipt
Get groceries, household items, and more, delivered in as soon as 1 hour. Enroll your card and enjoy 3 months of free membership, then 9 months of 50% off, with free delivery of $35+.
Sofar
Enjoy live music events and venue and access to presale tickets to Sofar shows. Each Sofar show features three diverse acts, with no headliner.
Additional Protection
Roadside Dispatch®— A 24/7 on-demand referral dispatch network that offers roadside assistance, towing, or locksmith service at any time you require assistance. Learn More
Auto Rental Collision Damage Waiver— Coverage is provided for damage resulting from collision or theft on rental cars. Learn More
NortonLifeLock — Offers ID Navigator Powered by NortonLifeLock to help protect against identity theft.
Learn More
Dovly — Offers a platform to help users fix, manage, and maintain their credit online for free with their card.
Learn More
**Introductory offer of 5,000 Monterra Rewards points when making $3,000 in purchases within the first 90 is available only on a new Visa® Platinum Rewards Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory APR or introductory Monterra Rewards point offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.
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