Visa® Platinum Rewards

Purchases pay off with this rewards card

Apply for the Visa® Platinum Rewards Credit Card to get a low rate and rewards on everyday purchases, big and small.


Elevate your spending

Redeem points for cash back, merchandise and travel deals 

Earn 1 Monterra Rewards point for every $1 spent toward every purchase

Introductory APR as low as 2.99% APR* for the first 12 months on purchases

No annual fee

Variable rates from 14.99% APR* to 18.00% APR*

Credit limits from $500 up to $25,000


Use as overdraft protection for your Monterra checking account

Get more from your Monterra Credit Union credit card

Our Visa® Platinum Rewards Credit Card lets you save money with a special 12-month introductory interest rate while you gather Monterra Rewards points for every purchase. 

And the benefits keep coming:

  • Earn an extra 5,000 Monterra Rewards points when you make $3,000 in purchases within first 90 days**
  • Access exclusive Visa® specials on travel, shopping and entertainment


For Travel and Lifestyle

Roadside Dispatch®— A 24/7 on-demand referral dispatch network that offers roadside assistance, towing, or locksmith service at any time you require assistance. Learn More

Auto Rental Collision Damage Waiver— Coverage is provided for damage resulting from collision or theft on rental cars. Learn More

NortonLifeLock — Offers ID Navigator Powered by NortonLifeLock to help protect against identity theft.
Learn More

Dovly — Offers a platform to help users fix, manage, and maintain their credit online for free with their card.
Learn More

*APR = Annual Percentage Rate. Rate effective 1/2/2024.

**Introductory offer of 5,000 Monterra Rewards points when making $3,000 in purchases within the first 90 is available only on a new Visa® Platinum Rewards Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory APR or introductory Monterra Rewards point offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.

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