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Visa® Platinum Rewards
Purchases pay off with this rewards card
Apply for the Visa® Platinum Rewards Credit Card to get a low rate and rewards on everyday purchases, big and small.
Elevate your spending
Redeem points for cash back, merchandise and travel deals
Earn 1 Monterra Rewards point for every $1 spent toward every purchase
Introductory APR as low as 2.99% APR* for the first 12 months on purchases
No annual fee
Credit limits from $500 up to $25,000
Tap-to-pay
Use as overdraft protection for your Monterra checking account
Variable rates from 13.49% APR* to 18.00% APR*
Get more from your Monterra Credit Union credit card
Our Visa® Platinum Rewards Credit Card lets you save money with a special 12-month introductory interest rate while you gather rewards points for every purchase.
And the benefits keep coming:
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Earn an extra 10,000 Monterra Rewards points when you make $1,500 in purchases within first 90 days**
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Access exclusive Visa® specials on travel, shopping and entertainment:
Additional Protection
Roadside Dispatch®— A 24/7 on-demand referral dispatch network that offers roadside assistance, towing, or locksmith service at any time you require assistance. Learn More
Auto Rental Collision Damage Waiver— Coverage is provided for damage resulting from collision or theft on rental cars. Learn More
**Introductory offer of 10,000 Monterra Rewards points when making $1,500 in purchases within the first 90 is available only on a new Visa® Platinum Rewards Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory APR or introductory Monterra Rewards point offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.