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Spend every day your way with a credit card that fits your life
Starting school in the Bay Area? Updating your home in Redwood City? Launching a business in San Mateo? Monterra Credit Union has a Visa® credit card that works for you, with affordable rates, smart security and reward earning card options
Receive an introductory bonus of 10,000 Monterra Rewards points when you make $5,000 in purchases within the first 90 days of account opening1.
- No annual fee and no foreign transaction fee
- Low purchase rate based on credit worthiness
- Earn two (2) Monterra Rewards points for $1 spent on gas and travel purchases and one (1) point for every $1 on everything else
- Credit limits from $5,000 to $35,000
- Contactless card with tap-to-pay functionality
- Additional card, travel, and lifestyle benefits
- Overdraft protection for your Monterra Credit Union checking account
Receive an introductory bonus of 5,000 Monterra Rewards points when you make $3,000 in purchases within the first 90 days of account opening2 and an introductory rate as low as 2.99%APR* for the first 12 months on purchases2.
- No annual fee
- Earn one (1) Monterra Rewards point for every $1 spent on purchases
- Credit limits from $500 to $25,000
- Contactless card with tap-to-pay functionality
- Additional card benefits
- Overdraft protection for your Monterra credit Union checking account
Receive introductory rate as low as 1.99%APR* for the first 12 months on purchases3
- No annual fee
- Credit limits from $500 to $25,000
- Contactless card with tap-to-pay functionality
- Additional card benefits
- Overdraft protection for your Monterra Credit Union checking account
Receive an introductory rate as low as 2.99%APR* for the first 12 months on purchases4
- No annual fee
- Earn one (1) Monterra Rewards point for every $1 spent on purchases
- Credit limits from $100 to $2,000
- Contactless card with tap-to-pay functionality
- Additional card benefits
- Overdraft protection for your Monterra checking account
Receive an introductory bonus of 5,000 Monterra Rewards points when you make $3,000 in purchases within the first 90 days of account opening5.
- No annual fee
- Earn one (1) Monterra Rewards point for every $1 spent on purchases
- Credit limits up to $20,000
- Contactless card with tap-to-pay functionality
- Additional card benefits
- Overdraft protection for your Monterra credit Union checking account
- Earn rewards with your Monterra Visa® Signature, Platinum Rewards, or Business Rewards credit card
- Register your Monterra card online
- Redeem for a wide range of merchandise, cash back, travel and community options, even discounts and freebies at Monterra!
*APR = Annual Percentage Rate. Rate effective 9/16/24.
1. Introductory offer is available only on a new Visa® Signature credit card and not on any other offer.
2. Introductory offer is available only on a new Visa® Platinum Rewards credit card and not on any other offer.
3. Introductory offer is available only on a new Visa® Platinum credit card and not on any other offer.
4. Introductory offer is available only on a new Visa® Student credit card and not on any other offer.
5. Introductory offer is available only on a new Visa® Secured credit card and not on any other offer.
Introductory offers carry conditions and can change without notice. Cards carry a variable rate that can change monthly. Please ask a Monterra Credit Union Representative for card details or refer to your Card Agreement for complete card terms and conditions. Conditions and restrictions apply.
We invest in the success of people and our community by:
- Giving back
- Making things easier
- Committing ourselves to our members' potential