Visa® Platinum

Rates as low as
1.99
% APR*

A low interest rate credit card can make big dreams easier

With no annual fee and a great introductory rate, the Visa® Platinum Credit Card fits your life and your budget.

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Consolidate debt and transfer your high-rate credit card balances to a Monterra Credit Union Platinum Rewards or Platinum credit card by September 30, 2024. Receive 0%APR* for 12 months for all balance transfer with $0 balance transfer fee. 

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Spending power with a lower rate

No annual fee 

Introductory APR as low as 1.99% APR* for the first 12 months on purchases

Variable rates from 13.99% APR* to 18.00% APR*

Contactless payments

Use as overdraft protection for your Monterra checking account

Credit limits from $500 up to $25,000

Our Visa® Platinum Credit Card helps you pay off balances faster

This credit card makes it easy to manage your monthly credit card usage, transfer balances from higher-rate cards and pay down debt. Plus, access exclusive Visa® specials on travel, shopping and entertainment.
Plus, access exclusive Visa® specials on travel, shopping and entertainment:

Shipt

Get grocieries, household items, and more, delivered in as soon as 1 hour. Enroll your card and enjoy 3 months of free membership, then 9 months of 50% off, with free delivery of $35+.

Sofar

Enjoy live music events and venue and access to presale tickets to Sofar shows. Each Sofar show features three diverse acts, with no headliner.

Additional Protection

Roadside Dispatch®— A 24/7 on-demand referral dispatch network that offers roadside assistance, towing, or locksmith service at any time you require assistance. Learn More

Auto Rental Collision Damage Waiver— Coverage is provided for damage resulting from collision or theft on rental cars. Learn More

NortonLifeLock — Offers ID Navigator Powered by NortonLifeLock to help protect against identity theft.
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Dovly — Offers a platform to help users fix, manage, and maintain their credit online for free with their card.
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Get Started
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*APR = Annual Percentage Rate. Rate effective 1/2/2024.  Introductory APR as low as 1.99%APR for the first 12 months on purchases is available only on a new Visa® Platinum Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the introductory APR offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask a Monterra representative for card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.
 

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