Home Loan Experts

Veronica Valentine
Director of Real Estate Lending
(650) 817-1983
[email protected]

• With Monterra since 2016
• 12 years of mortgage industry experience in California
• NMLS # 833312

“I strive to offer products and services that add real value to our members and build meaningful relationships that result in a superior level of customer service.”

~ Veronica Valentine

Angelica Luna
Lead Real Estate Loan Officer
(650) 817-1954
[email protected]

• With Monterra since 2011
• 12 years of mortgage industry experience
• NMLS # 594786

“Most individuals think about mortgage financing a very few times during their life, I think about it every single day. I combine years of experience with passion to make a meaningful difference in your financial journey. If you are looking for someone who leads with expertise, and integrity. I’m here to help.”

~ Angelica Luna

Mike Daddona
Senior Real Estate Loan Officer
(650) 817-1980
[email protected]

• With Monterra since 2018
• 12 years of mortgage industry experience
• NMLS #1732992

“Whether it’s buying a home, or refinancing, getting a mortgage is one of the biggest decisions we make in life. I take the time to understand each client’s unique needs, and educate them about available options. It is my duty to earn your trust, and it is my passion to provide solutions that make life better”

~ Mike Daddona

Ginelle L. Cooke
Senior Real Estate Loan Officer
(650) 817-1997
[email protected]

• With Monterra since 2020
• 5 years of Mortgage Industry experience
• NMLS #1025164

“You are not just a loan number to me, you are an individual with specific goals when it comes to looking for the perfect home loan. I will work closely with you in order to achieve the best possible scenario for your home purchase or refinancing needs, while striving to guide you through the entire process with as much ease as possible.”

~ Ginelle Cooke