Welcome to the new Monterra Credit Union website
We’re ready to improve your banking experience with our new and improved website. Take a tour to see what changes have been made and where you can find the products that you’re most interested in.
Earn a higher rate of return than regular savings accounts with short- or long-term share certificates.
Choose a maturity date anywhere from three months to five years
Take advantage of some of our highest interest rates
Open most certificates with as little as $1,000 (just $500 for an Educational Savings Account)
Most certificates are available as Regular, IRA, and Educational Savings Account (ESA) types
Youth certificates are available, starting at $250
By compounding dividends every month, you earn dividends on your dividends
Choose how to receive dividends²: reinvest, transfer to another account, or get a monthly check
Whether you're saving for the unexpected, you're planning for the future or you're somewhere in between, Monterra Credit Union's Certificates deliver growth at our highest rates. Plus, you can get a monthly rate increase of 0.25% when you have direct deposit or an incoming ACH deposit into your Monterra checking account each month.¹
Ready to watch your money grow? Explore our high-yield 12-month Flex Certificate.