Student Visa®
Earn great rewards and get a low introductory rate
Start building your credit history with a card that delivers plenty of convenient features.
The credit card at the head of the class
Your purchases earn valuable Monterra Rewards points, every time
No annual fee
Introductory APR as low as 2.99% APR* for the first 12 months on purchases
Variable rates from 14.49% APR* to 18.00% APR*
Earn 1 Monterra Rewards point for every $1 spent toward every purchase
Credit limits from $100 up to $2,000
Use as overdraft protection for your Monterra checking account
Contactless payments
Building your credit has never been so rewarding
The Student Visa® Credit Card from Monterra Credit Union lets you address various expenses that pop up on and around campus while building your credit safely with a smart limit and manageable rate. And every time you make a purchase using your card, you'll earn rewards points redeemable for all types of merchandise and experiences.
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Plus, access exclusive Visa® specials on travel, shopping and entertainment:
Shipt
Get groceries, household items, and more, delivered in as soon as 1 hour. Enroll your card and enjoy 3 months of free membership, then 9 months of 50% off, with free delivery of $35+.
Sofar
Enjoy live music events and venue and access to presale tickets to Sofar shows. Each Sofar show features three diverse acts, with no headliner.
Additional Protection
Roadside Dispatch®— A 24/7 on-demand referral dispatch network that offers roadside assistance, towing, or locksmith service at any time you require assistance. Learn More
Auto Rental Collision Damage Waiver— Coverage is provided for damage resulting from collision or theft on rental cars. Learn More
NortonLifeLock — Offers ID Navigator Powered by NortonLifeLock to help protect against identity theft.
Learn More
Dovly — Offers a platform to help users fix, manage, and maintain their credit online for free with their card.
Learn More
*APR = Annual Percentage Rate. Rate effective 01/2/2024. Introductory APR as low as 2.99%APR for the first 12 months on purchases is available only on a new Visa® Platinum Rewards (Student) Credit Card line of credit and not available on any other offer. Cards carry a variable rate that can change monthly. Introductory offers carry conditions and can change without notice. If applicable, the promotional APR offer will be applied to all purchase transactions posted within the first 90 days of account opening. All loans and credit cards are offered on approved credit. Must be a member in good standing. Please ask Monterra Credit Union representative for card details or refer to your Card Agreement for complete card terms and conditions. Membership eligibility requirements apply.
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