Online Applications

Banking for real life starts here

We make it easy for you to get your first account and to expand your relationship with us. If you're a member and want to open another account type, you can save time by applying through Online Banking as your personal information will be filled in for you. If you would like to become a new member, know that membership is open to anyone who lives, works, worships, or attends school in San Mateo County, the City of Palo Alto, and certain areas of San Francisco. When opening a new membership account with us, you will need to provide information such as a valid ID, address, contact, and employment information.

Monterra Credit Union is a full-service financial institution for members in the San Francisco Bay Area, San Mateo County and the city of Palo Alto, California.

Want the higher rates of a money market account with the flexibility of a checking account?
Start with this value-loaded account.

Digital Savings Account

Introducing an account that can be managed from your phone, tablet or laptop, wherever you go. Go digital for maximum savings.