Earn Up to 3.50% APY with Premium Checking

*APY = Annual Percentage Yield.
¹ National average rate via FDIC.gov as of 12/15/2025, based on the $2,500 product tier, calculated on a simple average of Annual Percentage Yield (APY) paid by all insured depository institutions and branches for which data are available. The rates of credit unions are not included in the calculation.
² APY = Annual Percentage Yield. Rate effective as of 6/5/2026. The APY will be paid if all of the following are met within the monthly statement cycle: 1.) Make ten (10) or more card purchases using either the debit card(s) linked to your Premium Checking account and/or a credit card under the same membership as your Premium Checking account; and 2.) Minimum of one (1) direct deposit, payroll deposit, or external ACH transferred into your checking account type; and 3.) select to receive eStatements in lieu of monthly paper statements. If requirements are not met, the APY will be 0%. Offer and rates subject to change. 
³ To receive $150 cash bonus: Open a new Premium Checking account (no other account types are eligible) by 6/30/2026. Fulfill three (3) requirements, starting the full calendar month immediately following the month after account opening. Requirements are: 1.) Make ten (10) or more card purchases using either the debit card(s) linked to your new Premium Checking account and/or a credit card under the same membership as your new Premium Checking account; and 2.) Minimum of one (1) direct deposit, payroll deposit, or external ACH transferred into your checking account type; and 3.) elect to receive eStatements in lieu of monthly paper statements. In the case of a joint account, purchases and payments from multiple cards associated with the membership that contains the Premium Checking and credit card may be added together. Offer may change or be discontinued at any time without prior notice. Cash bonus for the month will be paid to the open, eligible membership account within 31 days after the qualification period ends. The account must have a positive balance at the time of payout to receive the bonus. The bonus is classified as interest paid to the account where the bonus is credited. Any applicable taxes associated with the bonus are the responsibility of the account holder. To the extent required by law, the Credit Union will report the total value of this bonus to the IRS on Form 1099-INT for the tax year in which the bonus was paid. 
⁴Certain direct deposit types and/or payroll deposit(s) may not qualify to have funds available one day sooner. Qualifying factors are dependent upon your employer, payroll service, and deposit or ACH type. Conditions and restrictions apply.