Home Loans Center

Choose from mortgages with fixed and adjustable rates and explore all of our loan options. 

Looking to lower your rate or pull cash out? Refinance with Monterra Credit Union and put your money to work for what matters most.

It's the ideal option when adding a guest house or any type of living quarters to your single-family home. 

Your Affordable Path to Homeownership with Low & No Down Payment Mortgage Options.

Tap into your home's equity to take on your dream projects, debt consolidation, vacations, college expenses and more. 

Lower your mortgage rate without refinancing.

If you're struggling to pay your home loan, we're here to assist. 

Our experienced local team will help you find the right home loan and guide you through the process. 

Monterra Credit Union has partnered with Alliance Reverse Mortgage to provide expert guidance throughout the reverse mortgage process.