Meet Our Osaic Institutions Advisors

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Trust your financial planning needs to our experienced
Osaic Institutions Wealth Management team

Wherever you are in life and wherever you wish to be, the Osaic Institutions Wealth Management team located at Monterra Credit Union focuses on you.

In today's market, it's essential to work with a Wealth Advisor who can provide you insight and guidance based on an understanding of your unique situation. The Osaic Institutions Wealth Advisors located at Monterra Credit Union are here to help you identify your long-range goals and develop a plan to help you meet them.

Meet the team who will soon become reliable confidants along your financial journey.

Certified fiduciary financial

Emilio Johansen, CFP® 
Certified Financial Fiduciary®
Executive Wealth Advisor
  • CA Insurance License # 0D76283
  • Securities Registrations: Series 7, 63, 65; Life & Health
Emilio, CFP®, is a fiduciary financial advisor with over 24 years of industry experience guiding clients through comprehensive wealth management. As a CERTIFIED FINANCIAL PLANNER® professional, Emilio is dedicated to a collaborative planning process to maximize his clients’ potential for meeting their life goals. Committed to client empowerment, Emilio translates sophisticated economic concepts into actionable education, fostering absolute confidence in every financial decision. When away from the office, Emilio enjoys traveling, playing golf, and spending quality time with his family.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Anatoly Vilderman, ChFC®, RICP®, CLU® and CFF®Certified fiduciary financial
Executive Wealth Advisor
  • CA Insurance License # 0G92490
  • Securities Registrations: Series 7, 63, 65; Life & Health

Anatoly Vilderman is an Executive Wealth Advisor who structures complex financial decisions into clear, executable strategies. With more than 15 years of experience, he focuses on integrating investments, retirement income, risk management, and estate considerations into disciplined, long-term plans.

He works with individuals and families whose financial situations require coordination across multiple areas, with an emphasis on clarity, structure, and practical implementation. He holds a combination of advanced professional designations representing extensive, multi-disciplinary training across core areas of wealth planning. The Chartered Financial Consultant (ChFC®) reflects comprehensive expertise in financial planning, including investment strategy, retirement, and estate considerations. The Retirement Income Certified Professional (RICP®) focuses on income distribution and managing longevity and market risk in retirement. The Chartered Life Underwriter (CLU®) emphasizes advanced insurance design and risk management. He also holds the Certified Financial Fiduciary (CFF®) designation, reinforcing a commitment to a best-interest standard.
 
His approach is analytical and structured, focused on aligning strategies with each client’s goals and time horizon.

Christina Sellon
Wealth Team Coordinator 

Christina partners with Emilio in supporting the clients that he works with. She is a dedicated Wealth Team Coordinator with 20+ years of experience in diverse sales environments. She's motivated to maintain customer satisfaction and contribute to the overall success of the division.

Leilani Alejandro
Wealth Team Coordinator 

Leilani partners with Anatoly in supporting the clients that he works with. She has more than 10 years of experience with sales, specifically in the insurance industry.


Check the background of these financial professionals on FINRA’s BrokerCheck. Click here for Emilio Johansen. Click here for Anatoly Vilderman.

* Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions does insurance business in California as Osaic Institutions Insurance Agency. CA Agency License #OH30186. Osaic Institutions and Monterra Credit Union are not affiliated. Products and services made available through Osaic Institutions are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union or credit union affiliate. These products are subject to investment risk, including the possible loss of value.

Osaic Institutions representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional, information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.

Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.