Low-Rate Credit Card Balance Transfer

Free yourself from high-rate debt and multiple credit card payments

Transfer your high-rate credit card balances and save! Consolidate debt and transfer to our Monterra Credit Union credit card by March 31, 2025. Receive 1.99%APR* for 12 months for all balance transfersand no balance transfer fee. Don't have a Monterra Credit Union credit card?
Apply now and take advantage of this balance transfer offer. 

The details:

1.99% APR* for 12 months on all balance transfers*

Applies to all credit card types 

Special transfer rate for 12 months

No Balance Transfer Fee

Offer ends March 31, 2025

Transfer your balances today!

  • If you are a current Monterra Credit Union credit card holder, fill out the form below and click SUBMIT.
  • Don't have a Monterra Credit Union credit card? Click Apply Now or select Learn More to find the card that is right for you.

Balance Transfer Request Form

  • First Name is a required field
  • Last Name is a required field
  • Non-Monterra Card Number is a required field
  • Amount to Transfer is a required field
  • Card Issuer is a required field
  • Card Issuer Phone is a required field
  • Card Issuer Address is a required field
  • City, State, Zip is a required field
  • Transfer More Balances is a required field
  • Monterra Member Number is a required field
  • Best phone number to reach you at is a required field
  • reCAPTCHA is a required field
    Apply for a new card today.
    *APR = Annual Percentage Rate. 1. Promotional 1.99% APR will be applied to all balance transfers made during the balance transfer offer promotional period through March 31, 2025. Purchases and cash advances are excluded from this offer. All loans and credit cards are offered on approved credit and are subject to qualification including offers to perform a balance transfer. The promotional balance transfer APR is good for 365 days (12 months) from the date of the last balance transfer made during the promotional period. Thereafter, the rate on a balance transfer will revert to the APR as disclosed in your Card Agreement. The balance transfer fee of 3.00% of the transfer amount with a minimum of $4 and a maximum of $300 will be waived during the promotional period which ends March 31, 2025. Cards carry a variable rate that can change monthly. Conditions and restrictions apply.